Recreational vehicles (RVs) are the ideal choice when you want to explore Hanover, PA and the state as a whole. Not only do these vehicles offer a convenient means of travel, but RVs also provide more liberality on the road. The agents at Weber Insurance can help you understand what you may need to drive your RV with confidence.
RV insurance acts as a standard auto insurance policy by covering at-fault accidents as well as incidents where you are not the liable party. There is also coverage available for:
Options for those who reside in their RV full-time in Hanover, PA vary from insurance for individuals who use their vehicles part-time. Weber Insurance can help you understand how coverage for full-time residents works.
The amount of RV insurance you need depends on a number of factors. The state of Pennsylvania requires all drivers to furnish proof of auto insurance that pays at least $15,000 per person ($30,000 per incident) for bodily injury. You also need to furnish proof of coverage that pays at least $5,000 for property damage you may cause in a covered incident.
Many RV owners find that the state’s minimum requirement, which includes at least $15,000 per person ($30,000 per incident) for uninsured/underinsured motorist protection, to be insufficient. Such is the reason why most motor homeowners in Pennsylvania purchase well above the state’s minimum to ensure financial stability.
You should not make decisions about an RV insurance policy without being well-informed. You should especially seek out the help of an expert if you have not reviewed your current policy in years. Call Weber Insurance today to get started with a quote for RV insurance coverage!