How Life Changes Can Affect Auto Insurance

Auto insurance is a unique type of monthly expense. Not only are you required to carry this expense by your state government, but there are many different factors that can affect how much you pay. At Weber Insurance serving Hanover, PA and the surrounding areas, we want to help you make the best insurance choices, by providing you with solid information and great insurance services. Keep reading to learn how life events can affect your auto insurance. 

Getting Married

Getting married brings many different changes into your life and changes to your auto insurance is one of them. Many insurance companies offer discounts to married couples who choose to bundle two policies together. Before choosing to do this, however, be sure to talk with your spouse about their driving record. A bad driving record may not help your insurance rates and in some cases, it is better to keep separate policies. 

Growing Older

As you grow older, you will find that insurance rates will change. In your 30s, you will notice that insurance rates start to come down from where they were in your 20s. In your 50s and 60s, however, rates can sometimes start to creep back up again. Be sure to keep a clean driving record to keep these changes to a minimum. 

Adding Teen Drivers

When your children turn into teenagers and start driving, you will see changes to your car insurance. It is important to add your teen drivers to your policy as soon as possible if they are going to be driving your vehicles. You can help decrease insurance rates by having your teens take driver’s education courses or defensive driving courses. 

If you would like to learn more about auto insurance or any of our other services, please contact us at Weber Insurance, serving Hanover, PA and the surrounding areas.